In these tough economic times, collection company are trying to circumvent the law and unjustly obtain judgments against struggling individuals and families.  At Giribaldi & Manaras, our attorneys have been extremely successful at protecting our clients from these companies. Our firm is extremely familiar with the FAIR DEBT COLLECTION PRACTICES ACT (FDCPA) and all of its defenses. In addition, our firm is up to date with recent decisions by the courts that may impact your case. If you have been sued by any of these creditors, it is important that you act quickly to defend and protect your rights, because time is of the essence.  For your convenience, we have included a link to the FDCPA.  http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm